Investment Style

• Our investment style is to emphasize large to medium capitalization equities with the objective of long-term capital appreciation and an increasing stream of dividend income.
• Where appropriate, we will invest in special situations and small capitalization stocks that may not pay a dividend, but offer the opportunity of more aggressive growth. In general, our time horizon for holding equity investments is two to three years.
• We are dedicated to protecting clients’ assets in poor market environments. To do so, we may hold fixed income investments and cash reserves.
• High quality taxable government and corporate fixed income, as well as municipal securities, are owned in client portfolios as determined by asset allocation.

How We Work

• Portfolio managers meet with new clients in order to develop objectives and guidelines for investments.
• Each portfolio is individually constructed using equities, fixed income, or a blend of both to best achieve these financial objectives.
  
• In taxable portfolios, assets are managed to maximize after-tax returns.
• Ongoing client service and reviews.